How does Co-optex interest-free credit sale work for state staff?

Co-optex offers an interest-free festive credit purchase scheme for Tamil Nadu state government employees, teachers, and public sector staff.

Key features:

  • Zero-interest credit facility for buying authentic Kanchipuram silk sarees, cotton dhotis, and handloom fabrics.
  • Recovered through easy monthly payroll deductions across 8 to 10 months via their Drawing and Disbursing Officer (DDO).

Government rebate:

  • A special 30% state government festive rebate is provided on handloom varieties during Deepavali and Pongal seasons.

How to avail:

  • Obtain a salary credit authorization certificate from your departmental DDO and present it at any Co-optex showroom.
Example: how do I get a ration card?

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