The Pradhan Mantri Fasal Bima Yojana (PMFBY) protects farmers against crop loss caused by natural calamities, droughts, floods, and unseasonal rains with subsidized premium rates.
How to enroll:
- Enroll through your local Primary Agricultural Cooperative Credit Society (PACCS), commercial bank, or common e-Sevai centers.
- Farmers can also register directly on the national crop insurance portal (pmfby.gov.in).
Subsidized premium:
- Farmers pay only a nominal 1.5% to 2% premium for food grains and oilseeds, and 5% for horticultural crops; the remaining bulk subsidy is borne by the State and Central Governments.
Required documents:
- Land Patta and Chitta copy.
- Crop Sowing Certificate (Adangal) issued by the local Village Administrative Officer (VAO).
- Aadhaar card and active bank savings account passbook.
- Must enroll before the notified seasonal cutoff deadline for your district crop.