The Tamil Nadu Adi Dravidar Housing and Development Corporation (THADCO) facilitates bank credit with 30% to 50% capital subsidies for SC/ST entrepreneurs to establish self-employment ventures.
Eligible businesses:
- Commercial vehicles (Taxis, auto rickshaws, mini goods carriers).
- Healthcare clinics, retail pharmacies, beauty parlors.
- Grocery stores, tailoring units, and cottage enterprises.
- Land Purchase Scheme (Up to 50% subsidy for SC/ST women farmers to acquire agricultural land).
Subsidy amount:
- Direct capital subsidy of 30% to 50% (up to ₹2.25 Lakh to ₹5 Lakh depending on the scheme), with the balance financed as a bank loan.
Start online (fastest):
- Apply via thadco.tn.gov.in. Upload Community Certificate, Income Certificate (annual income under ₹3 Lakh), Project Business Report, and driving license (for vehicle schemes).